Women reinvest 90% of their income into the family. This means women spend more on their children—food, shelter, and education—which creates long-term social and economic gains for their communities. This makes them an integral part of ending the cycle of poverty. In fact, if women had the same access to productive resources as men, they could increase yields on their farm by 20 to 30%.
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Women start with $50 loans, and can gradually increase to $500 if needed to expand their business. Repayment rates average 98%, and the repaid loans are re-invested to offer training and financing to extend the opportunities to more women in need.
Before women are granted micro-credit loans from Self-Help they must successfully complete a six-month training program teaching basic business guidelines (how to determine business income, how to make personal savings for future expenses, and the benefits of reinvesting profits into businesses) and healthy, day-to-day living strategies. Even illiterate mothers who lack formal education or collateral are able to start successful small businesses, and generate a steady source of income for their families.
Self-Help has empowered over 950 women in 2023 alone.
The Teen Girls Club was created after listening to women in the micro-credit program who wanted better futures for their daughters. Our team works with young women to build their self esteem, expand their English, and provide opportunities for them to flourish. Together, we can give a future to these young girls.
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